The summer is a great time to shop for auto insurance, whether you’re in the market for a new car or just want to save on your premium.
And if you have a lot of questions about your current coverage, you can always contact your local car insurance company.
But how do you know if you need auto insurance?
That’s where a new survey from NerdWallet comes in.
The firm surveyed more than 5,000 people and found that about 25 percent of respondents had questions about their coverage, while the rest were unaware of the fact.
The survey also found that people who are most likely to be uninsured are older and more likely to have an existing car.
And, NerdWallet found, those who don’t have insurance often don’t realize that it can get expensive.
Here are the top 6 reasons you should consider getting car insurance: 1.
Your car insurance may not cover it.
According to NerdWallet, almost two-thirds of people surveyed said they had an auto policy that didn’t cover their vehicle.
But that didn\’t mean they didn\’T know about the coverage they had.
NerdWallet also found many people have no idea they have a deductible, and that they can’t cancel their policy.
And while most people with a policy are aware of the deductible, it can be difficult to get reimbursed, even if they cancel their coverage.
NerdInsurance.com, which is part of NerdWallet’s partner NerdWallet Inc., estimates that the average deductible for car insurance in the United States is $7,400.
But some insurers, including Hertz, provide lower deductibles, with a maximum deductible of $3,500 for a one-year policy and up to $9,500 per year for a two-year plan.
The highest deductible for a three-year Hertz policy is $6,500, while a four-year option has a maximum of $15,500.
Your coverage might be good for you.
NerdWire reported last month that car insurance companies are making the leap from having a “general” policy to a “commercial” policy.
The company says that companies are changing their business models to provide a broader range of policies, including policies that cover things like emergency repairs, vehicle maintenance, and repairs for minor damage to the vehicle.
This means that many people may not need to purchase a policy that covers just the vehicle or even a specific repair.
Nerdwire estimates that over a million Americans were covered by a commercial policy last year, and those policies are covered in the U.S. by the auto insurance company in which they were purchased.
Your insurer may not be a good match for your needs.
Nerdwise says that about half of people who have insurance for their vehicles also have a commercial insurance policy, which can be costly.
In fact, NerdWire found that most people who receive commercial coverage are more likely than those who are covered by an individual policy to have a higher deductible.
NerdWiser estimates that for the average insured person, a commercial auto insurance policy is about $3.50 per month, while an individual one is about twice as expensive.
You may be better off with a personal policy.
Many insurance companies offer personal insurance, but NerdWise found that many of them don\’t cover your needs, such as repairing or maintaining your car, or providing maintenance.
Some insurance companies also charge a premium for auto repairs.
This may be because they believe repairs can save the company money in the long run, which could benefit the consumer.
NerdShield, which provides a range of insurance options for individuals, says that the majority of people with auto coverage are self-insured, and they have to pay their own premium.
The average deductible is $3 for a self-insurance policy and $6 for a personal one.
You can get cheaper auto insurance.
Some consumers may not know that a discount car insurance offer is available to them, but the company that offers the plan does not have to cover the costs of repairs and maintenance.
This is because most insurance companies don\’ts have to carry the cost of repairs or maintainant, and a discount will get you that.
Nerdshield says that many consumers who receive discounted auto insurance will pay the full cost of the insurance after the deductible.
And they\’re also getting discounts on maintenance and repairs.
For example, if you get a discount on a repair or maintenance, you may be able to save $50 per car on a new engine or $100 per car for a used car.
This helps consumers pay down their existing car insurance, and the company will still pay for any future repairs and costs.
Your insurance might not cover the things you need it for.
In addition to the deductible and premium, NerdWises says that some insurance companies might charge extra fees to cover minor repairs.
Nerdwiser says that a policy with an additional deductible will generally cost less than one with