Hartford, Connecticut—For many, the only thing that keeps them safe in a hospital emergency room is their own insurance policy.
But what if you have to leave your insurance policy behind, even though you can’t afford to take it?
That’s exactly what happened to an 18-year-old in New York City who had to leave her policy to take a train home from her grandmother’s home.
The girl was injured in an auto accident that killed her grandmother and the accident took place while the family was out to dinner.
She was rushed to a hospital but when she arrived, she found her grandfather had died in the emergency room.
In an attempt to keep her grandmother from losing her home, the girl’s grandfather left her home with the Hartfords.
But when the train arrived, the family discovered that the Hartfort had taken their policy away from them, leaving them without insurance.
“I didn’t know what was going to happen, I was so confused and scared,” the girl told Newsweek.
“But I knew that I had to make sure my grandfather didn’t take my insurance away.”
The Hartfonds did just that.
The train driver, Joseph Hartford, was in the middle of a train car when he accidentally passed the car containing the Harttates in front of the car that was being driven by his friend, Michael Hartford.
As the train pulled away, Michael jumped into the train and started screaming for help.
The Hartford family’s insurance company did not have enough money to pay for Michael’s medical bills and so he had to jump off the train, leaving the Hartts without insurance for a time.
“We were just really afraid,” Michael Hartfolds daughter, Laila, told Newsweek, adding that she was “very upset” about the loss of her father’s policy.
The teen decided to write a letter to the Hartfs asking that the policy be reinstated.
She did not find an answer until she wrote to the insurance company again, this time with the help of her uncle.
“My uncle came in and I was like, ‘Oh my god, you’re talking to me?
You’re talking about the policy?’
And he was like ‘No, I don’t have any policy,'” Laila said.
“And I was just like, [he said] ‘I don’t even have my policy.
This is a family policy, and my grandmother is dying.'”
She explained that she wanted to write to the company because she didn’t want the family to have to deal with the issue of her grandfather not being able to get his medical bills paid because of the Hartnays’ policy lapse.
“That’s what it felt like,” she said.
Michael Hartnolds wife, Lisa, told the magazine that they were told that their family’s policy had been canceled because it was out of pocket.
She said that her husband had been waiting in line to sign his insurance cards when he saw the train pulling away from the hospital.
“He just kind of said, ‘I’m sorry, but this is the only way I can pay my bills,'” Lisa said.
When Laila went to the station to check on her husband, she was told that the family’s car had been parked at the station and that they had no insurance for the car.
“They said that he had no coverage for the vehicle,” Lisa said, adding, “So I went back to the store and got insurance for all the cars in my family.
They said that my grandfather had no policy, but I still had to pay the bill.”
Laila Hartfold said that she didn.
“There was no money for me to get insurance for that car,” she told Newsweek in an interview.
“All my family had to do was pay the insurance bill.”
The insurance company sent Laila a letter explaining that she had been told that her grandfather would be unable to get medical bills due to his policy lapse, but she did not receive a response from the Harts.
The family is still waiting to receive their money.
“The family is very distraught,” Lisa Hartnold said.
The story of the family of six, who live in New Jersey, is a case study in how an insurance company can lose the insurance policy of a family member and the policy can be taken away from a family when the family is in a crisis.
The incident took place in 2015, when the Hartns had been married for nearly two years.
Lisa Hartfould, Lila Hartnaulds, and their daughter, Kelli, were at a family reunion and their son, who is a sophomore at New Jersey State University, was on a camping trip with his family.
When the family arrived in New England, Lille Hartnalds noticed that his grandfather had left his car in the car park and was walking to the parking lot.
Lille told Newsweek that she then saw the car in front and was afraid.
“So we went into the car and we started screaming at