Health insurance coverage in India is one of the biggest barriers to getting a medical care, which means that people with pre-existing conditions and older people are usually left out.
Here are some things you need be aware of to be more protected from medical expenses.
The cheapest insurance, Geico, offers a policy that includes coverage for one year at Rs.2,500 per month, and the most affordable plan is Humana Health Insurance, which costs around Rs.10,000 per month.
But these plans have a catch-up policy, which covers you for the first year.
This means that if you get sick in the first few months after getting a policy, you will be covered by Geico’s plan, which is free.
The policy can be switched to Geico Health Insurance at any time and covers you at Rs 10,000 a month for one or two years.
The second cheapest insurance plan, Humana Insurance, offers an unlimited policy for a maximum of Rs.6,000 in the next two years, but the catch-back policy for those who have been sick in a month or two is Rs.3,500.
Geico has a catch up policy, with an annual deductible of Rs 3,500 and a 10% discount on insurance.
The third cheapest option is HCA Health Insurance.
The plan covers you only for the next three years, and is cheaper than Geico and Humana.
However, the catch up is Rs 2,500 a month and the premium is only Rs 2.50.
The best health insurance option, Humans Health Insurance and Geico are cheaper, but are not the cheapest.
But if you want to be sure of getting covered for the full period of coverage, you can check out your insurance policies online.
Insurers will ask you to provide details of your previous medical history and any pre-conditions.
This will also help them to understand whether you have a pre-condition.
A good place to start is with your annual physicals.
If you are a resident of the city, you may have a doctor who can give you a written physical exam to check whether your heart rate, blood pressure, and cholesterol levels are normal.
But you should do your own physical to ensure that your health is not compromised.
You may be able to get insurance through a private insurer or a health care company.
If you are on a job-based plan, your insurer can offer you an option to buy insurance directly from the employer.
If your employer is also a private company, you should be able get insurance directly through the insurer.
The cost of insurance will depend on the health of the person who is paying for it.
If your employer provides benefits and you don’t qualify for them, it may be cheaper to get a job, or if you have to take a loan to pay for it, you might be able apply for a health plan through the Health Insurance Corporation of India.
If someone else is paying the premium, the insurer may not be able cover it.
If that happens, you need a lawyer or a financial advisor to help you.
If the insurance company is a government-run company, it will have to pay you a deductible for the premiums, but if it is a private health insurer, it is unlikely to have to.
Your employer may require you to sign a written health insurance policy before you can work.
You need to provide a copy of your policy to your employer every month.
If it is not a written policy, it can be a photocopy.
A letter from the company will show that you are covered for a period of up to six months.
This is not enough time to sign up for insurance, because if your employer does not have a medical insurance, it might refuse to cover you.