The cancellation option is available to those with existing insurance but not able to get an annual or a short term policy.
This option will make the policy fully pay for itself, if it is purchased.
The policy will cover any medical costs if they occur.
If you have a medical condition you cannot afford to pay for, you will be covered for the cost of any medication or other medical treatment you need.
If your family member is in need, you can also opt for a family policy.
The option is only available to people over the age of 18 and only if you are aged over 65.
It does not cover your spouse, children, parents, or grandparents.
Who can apply?
You can apply online for the policy by visiting www.careerscentre.gov.au or call 1300 467 023.
You can also apply at a regional office in your area.
The application period is three months.
If there are any problems, please contact the regional office.
How long does it take to cancel my policy?
If you cancel your policy, the policy will continue to pay out but the policy won’t be renewed.
You will be notified by email within three months of cancelling the policy.
You should be able to call to cancel the policy, if you need to.
If this is not possible, you should still consider renewing the policy as long as you meet all the terms and conditions.
What if my policy isn’t renewed?
You must still renew the policy and provide all the required information.
This will include providing your current address and proof of income.
You must also provide proof of the date you signed up for the new policy, such as a bank statement or an email confirmation.
This can also include your medical insurance card, bank statement, or bank card.
What happens if I lose my health insurance?
You will need to reapply for the same policy again.
How much will my policy cost?
You may also be asked to provide a proof of insurance if your health insurance card is not current.
You may need to pay the full cost of the policy if you cannot pay it yourself.
Your medical costs will also need to be included in the total cost of your policy.
Who has access to the policy?
You need to show proof of entitlement to the insurance policy in order to cancel it.
This may include your social security number, tax returns, proof of employment, employment documents, a bank account statement, and proof that you are a resident of Queensland.
If not, you may have to prove that you: have a current Medicare card; are under 65 years old; or are an Australian overseas service member or an eligible member of a Defence Force.
For further information, contact the Regional Services Centre at 1800 788 870.
What does the ‘Plan A’ or ‘Plan B’ option do?
The ‘Plan C’ option is the best option for people who have no health insurance, but can’t afford to lose it.
It will cover the cost if you lose your existing policy, and the remaining amount will cover your medical costs and the full costs of the health insurance.
If that is not an option for you, the ‘Co-payment’ option may be better for you.
You cannot cancel your health insurer’s health insurance if you have an existing policy and you are over the income limit for the plan.
How will my family or friends know I have lost my health insurer?
If the health insurer has no health coverage, they will only know if you’re covered by the plan and how much you’ve paid.
If the insurer does not have health coverage for you then they may not know whether you’re eligible for the CO-payment or not.
If I’m still paying the CO for my own insurance, can I still use my health coverage to cancel this policy?
No, you cannot cancel the CO.
If it is cancelled, the CO will become part of your medical history and will continue for the duration of the term of your current policy.
What should I do if my health is deteriorating or if I’m in a long term care facility?
If your health is declining or deteriorating, it is important to call your primary care provider or a local GP.
Your GP can help you manage the consequences of your deteriorating health.
The GP will ask you about your current health status and if you can afford to change to a different health insurer.
If, after talking to your GP, you have questions about your health or have concerns about your CO-pay, you are advised to talk to your insurer directly.
What about the CO/CO-payment?
If I have an ‘I’m losing health insurance’ notice on my policy, I’ll need to check my CO-card or claim the CO if I need to cancel or get my CO cancelled.
If my CO is cancelled or I get a CO-Cancelled Notice, I will need insurance and the CO card to cover me for the remainder of the year.
When I do not have any health insurance at all,